Nexus Merchant Solutions  ·  Our Services

Lower Your Processing Costs.
Grow Your Business.

Nexus Merchant Solutions helps business owners across Southern Utah accept payments in-store, online, and on the go — with transparent pricing, no hidden fees, local support, and solutions built around how your business actually operates.

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Free analysis · No obligation · Results in 24 hours · Month-to-month
  • PCI-compliant solutions
  • Interchange-plus pricing
  • Fast onboarding — days, not weeks
  • No hidden fees — ever
  • Local Southern Utah support
Credit Card Processing
Point-of-Sale Systems
Online Payments
ACH & eCheck
Mobile Payments
Payment Solutions for Every Business

Everything You Need to
Accept Payments and Grow.

From the terminal on your counter to the checkout page on your website — we build and manage the complete payment stack for your business.

Credit & Debit Card Processing

Accept Visa, Mastercard, Amex, and Discover in-person, online, or over the phone. Interchange-plus pricing means you always pay a fair, transparent rate — never a padded flat rate.

Point-of-Sale Systems

Modern POS for retail, restaurants, and service businesses. We match you to the hardware and software that fits your operation — and train your team before you go live.

Online Payment Gateways

Secure payment pages and gateway integrations for your website. Accept cards online with the same transparent pricing you get in person — no separate rate tiers.

Mobile Payments

Take payments from any job site, vehicle, or event with mobile card readers. Built for contractors, tradespeople, and anyone who collects payment in the field.

ACH & eCheck Processing

Accept bank transfers directly — no card required. Lower rates than card processing for high-dollar transactions. Ideal for contractors, medical practices, and B2B businesses.

Reporting & Analytics

Real-time dashboards showing sales by location, employee, and product. Know exactly where your revenue is coming from — and what your processing is actually costing you.

Built for Your Industry

We Tailor Every Solution
to How Your Business Works.

Different industries have different card mixes, transaction environments, and fee exposure. We build the right solution for each one.

Healthcare

Medical & Dental Practices

Recurring patient billing & payment plans
PCI compliance support included
Front desk training to prevent costly downgrades
Learn more Trades & Construction

Contractors & Trades

Mobile & field payment processing
Invoice & ACH for large project payments
No card-not-present rate surprises
Learn more Retail

Retail & Boutique

Gift card programs that generate real new revenue
Loyalty & repeat customer tools
Full POS or terminal-only options
Learn more Food & Beverage

Restaurants & Food Service

Table-side & counter payment systems
Tip management & server-level reporting
Fast, reliable processing during peak hours
Learn more Hospitality

Hotels & Short-Term Rentals

Card-on-file & pre-authorization workflows
High-volume processing, audit-ready statements
Multi-location reporting and management
Learn more Online & E-Commerce

E-Commerce & Online Businesses

Card-not-present rate optimization
Recurring billing & subscription management
Fraud tools & chargeback support
Learn more
Why Business Owners Choose Nexus

We Don't Just Lower
Your Rates. We Improve
How You Do Business.

Banks and large ISOs are built to maximize their own margins. As a local Utah merchant services broker, we're not tied to one processor or one product. We shop the market on your behalf and recommend what's actually best for your business.

We don't disappear after setup. We stay your advisor — answering the phone, monitoring your account, and making sure you're always on the right program as your business grows.

Lower Processing Costs

Transparent interchange-plus pricing, no junk fees, no hidden markups. Every line on your statement explained in plain English.

Fast Approvals & Onboarding

Most businesses are live in days. We handle setup, equipment, and training so there's no disruption to your operation.

Real Support From Real People

Local Southern Utah team. Same person every call. No call centers, no hold music, no overseas support queues.

Better Tools for Growth

Gift cards, loyalty programs, recurring billing, automated reporting — the tools that generate more revenue and save your team time every week.

Real Results From Real Clients
$30K+ New revenue generated for a Southern Utah retailer through a gift card program we built from scratch
$370/mo Average monthly savings found on a single statement analysis for a local medical practice
24 hrs Typical turnaround from statement submission to a complete plain-English savings comparison
$0 Cost for your complete statement analysis — no obligation, no pressure, no sales pitch
Our Pricing Philosophy

Transparent Pricing.
No Surprises. Ever.

We use interchange-plus pricing on every account — every fee on your statement is broken out clearly. Interchange, assessments, our markup. Line by line. Nothing bundled, nothing hidden.

Send us your current statement and we'll show you exactly where you're overpaying and what a fair deal looks like.

Interchange-Plus Month-to-Month No Termination Fees No Junk Fees Rates Locked in Writing
See How Our Pricing Works
Processing $25K / month $150–$500/mo saved
Processing $50K / month $300–$1,200/mo saved
Processing $100K+ / month $800–$3,000+/mo saved

Based on actual statement analyses. Results vary by processor, volume, and card mix.

Security & Compliance

PCI-Compliant Solutions.
Built-In — Not Bolted On.

Every solution we build meets current PCI DSS standards — and we support you through the annual compliance process at no extra charge.

PCI DSS Compliance

We guide you through your annual PCI questionnaire and compliance process — eliminating one of the most common junk fees processors quietly charge every year.

Fraud Prevention

Real-time monitoring, AVS verification, CVV matching, and velocity controls configured for your specific business type — not a generic one-size-fits-all ruleset.

Chargeback Support

When a chargeback arrives, we help you respond quickly and correctly — advising on documentation, disputing the ones worth fighting, and preventing future disputes.

Real Results From Southern Utah Businesses

What Happens When the
Right Advisor Shows Up.

These aren't hypothetical savings. These are actual outcomes from businesses we've worked with across Southern Utah.

Medical Practice

Patient Billing Transformed — Costs Reduced, Collections Automated

Identified $370/month in inflated assessment fees and tiered markup charges
Built automated recurring billing for outstanding patient balances
Eliminated duplicate data entry between billing and payment systems
Staff trained on card-present best practices — CNP fees dropped immediately
$4,446 Saved in the first year from a single statement analysis
Retail / Nursery

$30,000+ in New Revenue From One Strategic Change

Designed and launched a branded gift card program — generated $30K+ in year one
Gift cards drove repeat visits and increased average transaction size
Improved cash flow — revenue received before goods are delivered
Processing costs reduced simultaneously through interchange-plus migration
$30K+ New revenue in year one from a program that didn't exist before
Common Questions

Answers to What Business
Owners Ask Most.

How much can I realistically save?
Businesses processing $25K/month typically save $150–$500/month. Those processing $50K+ often save $300–$1,200/month. The only way to know your exact number is a free statement analysis — which we turn around in 24 hours.
What fees do you charge?
We use interchange-plus pricing — the actual interchange rate set by Visa and Mastercard, plus a clearly stated markup. No monthly minimums, no batch fees, no statement fees, no PCI non-compliance charges. Your rate is locked in writing.
How fast can I switch?
Most businesses are fully onboarded and processing within a few business days. We handle the application, equipment, and training — and time the transition to minimize any disruption to your operation.
Do you work with my industry?
We work with medical practices, dental offices, contractors, retail businesses, restaurants, hotels, e-commerce businesses, and most general business types across Utah. Not sure? Call us at (435) 414-9688 — we'll tell you within minutes.
Are your solutions PCI compliant?
Yes. Every solution we build meets current PCI DSS standards. We also help you complete your annual PCI compliance questionnaire at no extra charge — eliminating one of the most common junk fees processors charge every year.
Do you support both online and in-person payments?
Yes. We handle card-present, card-not-present, mobile field payments, and ACH/eCheck. Many businesses operate across multiple environments — we build a unified solution with consistent, transparent pricing across all of them.
What if I'm already under contract with a processor?
We can review your current contract and calculate whether savings from switching outweigh any termination fees. In many cases they do — significantly. We'll run the numbers honestly and help you make the decision that's right for your business.
How does onboarding work after I say yes?
We handle the application, equipment ordering, and system setup. Once approved we train you and your team on how your specific setup works. Most businesses are live within a few business days with zero disruption.
Send Your Statement. We'll Do the Rest.

Get a Free Savings Review.
See the Difference.

Send us your current processing statement and we'll show you what Nexus can improve — lower costs, cleaner pricing, better tools, and local support that actually shows up when you need it.

Get My Free Savings Review Compare My Rates
Free analysis  ·  No contract  ·  Month-to-month  ·  Southern Utah based