Nexus Merchant Solutions · Pricing

Transparent Pricing.
Built Around Your Business.

No hidden fees. No long-term contracts. No rate increases after you sign. Just clear, honest pricing tailored to how your business actually processes payments — explained line by line before you commit to anything.

Get My Free Analysis Call (435) 414-9688

No hidden fees — ever
Month-to-month only
No termination fees
Free statement analysis
Rates locked in writing

How Processing Fees Actually Work

Three Layers of Fees.
Most Processors Hide Two of Them.

Every card transaction runs through three separate fee layers. Understanding all three is the difference between overpaying every month and getting a genuinely fair deal.

Interchange Fees

Set by Visa and Mastercard — these go directly to the card-issuing bank. They vary by card type, transaction method, and industry. They are non-negotiable and identical for every processor. No one can change them.

Set by Visa/MC · Non-negotiable

Assessment & Network Fees

Card network fees for using their infrastructure. These are legitimate — but many processors quietly inflate them by 2–3x. A transparent processor passes these through at exact cost with zero markup.

Often inflated by processors

Processor Markup

This is the only fee your processor actually controls — and where the biggest differences live. Tiered and bundled pricing buries this markup. Interchange-plus pricing shows it clearly on every statement.

This is where savings live

Not All Pricing Models Are Equal

Why Most Businesses
Are Overpaying Right Now

The pricing model your processor uses determines how much visibility you have — and how much you're being charged above what's necessary.

❌ Flat Rate — Square / Stripe

Simple — But Expensive

✕ You pay the same rate whether a card costs 0.5% or 2.5% interchange

✕ The processor pockets the difference — often 1–2% extra per transaction

✕ Fine for micro-businesses — costly for anyone doing real volume

✕ No transparency — you never know how much you're overpaying

⚠ Tiered / Bundled — Most Banks

Complex — By Design

~ Transactions sorted into rate buckets: qualified, mid-qual, non-qual

~ Most transactions land in the more expensive tiers without you knowing

~ Rewards and business cards — which are common — hit the highest tier

✕ Nearly impossible to audit or accurately compare to competitors

✓ Interchange-Plus — What We Use

Transparent. Fair. Auditable.

You see the actual interchange rate for every single transaction

Our markup is clearly stated and never changes without written notice

You pay exactly what a card costs — plus a small, stated fee

Easy to audit, compare, and verify on every statement

Our Pricing Structure

Interchange-Plus.
Flat Markup.
Nothing Hidden.

We use interchange-plus pricing on every account. Your statement shows the actual interchange rate charged by the card network — plus our clearly stated markup. Every line. Every time. No surprises.

Exact rates depend on your volume, transaction type, and industry. That's why we start with a free analysis — to show you your actual numbers before you make any decision.

Interchange-Plus Pricing

Every fee on your statement is broken out clearly — interchange, assessments, and our markup. Line by line. No bundled mystery charges.

Month-to-Month Only

No annual contracts. No termination fees. You stay because it's working — not because a contract forces you to.

No Junk Fees

No monthly minimums, batch fees, statement fees, or PCI non-compliance charges. We eliminate every fee that doesn't need to exist.

Rate Locked in Writing

We don't raise rates quietly after your third statement. Your markup is fixed — and we notify you in writing before anything ever changes.

Before & After Nexus — Sample Statement

Interchange fees $412.00

Assessment fees (inflated) $87.40

Processor markup (tiered) $340.00

Monthly minimum fee $25.00

PCI non-compliance fee $29.95

Statement & batch fees $28.35

Total paid $922.70

After Nexus Analysis

Interchange fees $412.00

Assessment fees (at cost) $44.20

Interchange-plus markup $96.00

All junk fees eliminated $0.00

Total with Nexus $552.20

Monthly savings $370.50 $4,446 saved per year — from one analysis

Fees That Should Never Have Been There

What We Remove
From Your Statement

PCI Non-Compliance Fees

Often charged monthly even when you ARE compliant. We include PCI compliance support at no extra charge.

Monthly Minimum Fees

A penalty charge if your processing doesn't hit a threshold — designed to guarantee processor revenue at your expense.

Early Termination Fees

Up to $500 or more to cancel. We're month-to-month — there's nothing to terminate and no penalty for leaving.

Statement & Batch Fees

Small recurring charges that add up to $100–$200/year just to receive your own statement and close your daily batch.

Inflated Assessment Markups

Card network fees passed through at 2–3x their actual cost. We pass these through at exactly what Visa and Mastercard charge.

Hidden Rate Increases

Quiet mid-contract rate hikes buried in a mailer. Our rates don't change without written notice and your agreement.

What Businesses Like Yours Are Saving

Real Savings. Real Numbers.

Based on actual statement analyses across similar businesses. Your exact savings depend on your current processor, volume, and card mix — which is why the analysis is free.

Processing $25K / month $150–$500 Typical monthly savings
$1,800–$6,000 per year

Processing $50K / month $300–$1,200 Typical monthly savings
$3,600–$14,400 per year

Processing $100K+ / month $800–$3,000+ Typical monthly savings
$9,600–$36,000+ per year

The only way to know your exact number is a free statement analysis. It takes 24 hours and costs nothing.

No Cost. No Commitment. No Pressure.

Stop Overpaying.
Let's Fix It.

Upload your processing statement and we'll show you exactly what you're paying, what you should be paying, and how much you could save — within one business day. Free, clear, and in plain English.