Payment Processing Built
for Medical Practices.
Most medical practices are paying 30–50% more than they should on processing fees — because their processor doesn't understand medical billing environments. We do. And we fix it.
- Free statement analysis
- Results in 24 hours
- PCI compliance included
- Patient billing support
- Local Southern Utah advisor
Your Processor Doesn't Understand Medical Billing. We Do.
Medical practices have a card mix that's different from almost every other industry. Your patients frequently pay with premium rewards cards and HSA/FSA cards — both of which carry higher interchange rates than standard debit or credit cards.
When your front desk keys in card numbers instead of swiping them — which is common in medical environments — the interchange rate jumps again. Most processors don't train your staff on this. They just charge you the higher rate.
And on top of that, most medical practices are paying PCI non-compliance fees every month even when they're fully compliant — because nobody at their processor ever set up their compliance profile correctly.
See What We Find in Your StatementHSA / FSA Cards Processed at Wrong Rate
Health savings cards have their own interchange category. Most practices are getting charged at the wrong tier entirely.
Manual Key-Entry Triggering MOTO Rates
Every time a card number is typed instead of swiped or tapped, interchange jumps. Front desk training fixes this permanently.
PCI Non-Compliance Fee — While Being Compliant
One of the most common junk fees in medical. You're likely paying $15–$30/month for a compliance issue that doesn't exist.
No Recurring Patient Billing System
Balances sit unpaid for months. No automated payment plan means slower cash flow and more staff time chasing collections.
Bundled Pricing Hiding the Real Cost
Tiered or flat-rate pricing makes it impossible to know what you're actually paying. Interchange-plus makes every fee visible.
Every Specialty Has
Different Payment Needs.
We Know All of Them.
From the front desk co-pay to recurring patient balances to telehealth billing — we tailor the setup to your specific practice type and workflow.
Medical Clinics & Practices
Dental Offices
Chiropractic Practices
Med Spas & Aesthetic Practices
Urgent Care Centers
Specialty Practices
We Understand Medical Billing Environments. Your Current Processor Doesn't.
Most payment processors sell the same product to a restaurant, a contractor, and a medical practice. They have no idea that your card mix, your billing workflow, and your compliance requirements are fundamentally different.
We specialize in medical environments. That means we get your staff trained correctly, your processing environment categorized correctly, and your fees structured correctly — from day one.
Front Desk Staff Training
We train your team on how to present and process cards correctly — eliminating the key-entry mistakes that silently inflate your interchange rate on every transaction.
PCI Compliance Built In
We complete your PCI setup correctly from the start and support your annual questionnaire — so you never pay a non-compliance fee again.
Recurring Patient Billing
Automated payment plans for outstanding patient balances — reduce collections calls, reduce staff workload, and improve cash flow without adding headcount.
HSA / FSA Card Optimization
We ensure your system correctly identifies and processes health savings cards at the right interchange tier — not the inflated generic rate most practices get charged.
Transparent Interchange-Plus Pricing
Every fee on your statement labeled and explained — no bundled mystery charges, no hidden markups, no rate increases after your third statement.
We Support Every Way Your Practice Collects Payment.
Medical practices don't fit neatly into one processing category. You might swipe cards at the front desk, key in card numbers for phone payments, bill recurring balances automatically, and accept HSA cards — all in the same week. We build the right setup for all of it.
Front Desk Card-Present
Lowest interchange rates — but only if your staff processes cards correctly. We make sure they do.
Phone / MOTO Payments
Properly configured MOTO environment prevents your phone payments from triggering the highest interchange tiers unnecessarily.
Recurring Patient Billing
Automated monthly billing for payment plans reduces collections staff time and gets balances paid faster.
ACH / Bank Transfer
For large balances — ACH is significantly cheaper than card processing and ideal for high-dollar patient bills.
$4,446 Saved in Year One.
From One Statement Analysis.
A Southern Utah medical practice submitted their processing statement through our free analysis. Within 24 hours, we identified five separate areas where they were being overcharged — none of which their processor had ever mentioned.
We moved them to interchange-plus pricing, eliminated all junk fees, completed their PCI compliance setup, and built an automated recurring billing system for outstanding patient balances. Their first statement with Nexus showed a $370.50 reduction.
From Your Statement to Savings
in Under Two Weeks.
No disruption to your practice. No complicated transitions. Just a free analysis, a clear recommendation, and a fast setup that your team is fully trained on before you go live.
Upload Your Statement
Submit your most recent processing statement through our free analysis form. Takes 2 minutes. Any format works.
We Analyze Within 24 Hours
A real advisor reads every line — interchange rates, card mix, junk fees, PCI status. We build your plain-English savings comparison.
We Present Your Numbers
We walk you through the results personally. You see exactly what you're paying versus what you should pay. No pressure, no obligation.
You're Live in Days
If you move forward, we handle everything — application, equipment, PCI setup, and staff training — before your first day on the new program.
Find Out What Your Practice
Is Overpaying Right Now.
Upload your most recent processing statement and we'll decode every fee, identify every overcharge, and show you a clear comparison — what you're paying now versus what transparent pricing looks like. Free. 24 hours. No strings.
Free analysis · No contract · Month-to-month · Southern Utah based